How can Equity Release help you?

Unlock tax-free cash from your home with equity release. It is our belief that every client approaching retirement or already retired should be able to make the most of their income, enjoying a high quality of life and total peace of mind.


An equity release/lifetime mortgage allows you to release a lump sum of cash from the value of your property. There are no regular repayments to make as the amount is repaid from the money made when the property is sold. Generally, this is when you pass away, move into long-term care, or permanently leave the property. Some plans allow the flexibility to make repayments within limit should you wish to.

  • Plans are available from the age of 55.
  • The cash you release is tax free and can be spent on whatever you like.
  • You continue to own 100% of your home, thereby benefiting fully from any future Increase in its value.
  • There are no monthly repayments to make with a lifetime mortgage.
  • The 'no-negative-equity' guarantee ensures that you can never pass on debt to your estate.
  • Plans can allow you to protect an inheritance for your family.
  • All Equity Release / Lifetime Mortgages are fully regulated by the Financial Conduct Authority.

Drawdown Lifetime Mortgage

This is similar to the standard lifetime mortgage. However, with a drawdown lifetime mortgage, you can access your money with more flexibility. Rather than simply receiving a one-off lump sum, you have the option to release your cash over time, as and when you need it. Because you only pay interest on the cash that you have taken, these plans often prove to be more cost effective and, at the same time, provide peace of mind that there are funds for future needs should they arise.

  • Plans are available from the age of 55.
  • The cash you release is tax free and can be spent on whatever you like.
  • Rather than taking all of the funds upfront, you can release equity over time, as and when it suits you.
  • Because you are only taking what you need, when you need it, you could accrue a reduced amount of interest.
  • You continue to own 100% of your home, thereby benefiting from any future increase in its value.
  • There are no monthly repayments to make with a drawdown lifetime mortgage.
  • The 'no-negative-equity' guarantee ensures that you can never pass on debt to your estate.
  • Plans can allow you to protect an inheritance for your family.
  • All Equity Release / Lifetime Mortgages are fully regulated by the Financial Conduct Authority.

Interest-Only Lifetime Mortgage

This is similar to a standard lifetime mortgage. However, you can choose to make repayments of the interest charged, thereby maintaining the debt at the original amount and reducing the overall cost and impact on the value of your estate.

  • Plans are available from the age of 55.
  • The cash you release is tax free and can be spent on whatever you like.
  • You continue to own 100% of your home, thereby benefiting fully from any future increase in its value.
  • By paying the interest each month, you limit the impact of releasing equity on the size of your estate.
  • With some types of interest-only products, you can release considerably more.
  • Plans can allow you to protect an inheritance for your family.
  • All Equity Release / Lifetime Mortgages are fully regulated by the Financial Conduct Authority.

Contact our fully qualified equity release advisers for your free, no obligation quote and discover the life enhancing advantages Lifetime Mortgage Solutions can offer.

Get in Touch